Who I am

I’m Nathan McArdle, a mortgage broker trading as Blue Guide Finance Pty Ltd (ABN 91 699 308 480). I’m an Authorised Credit Representative (Credit Representative Number 580670) of Purple Circle Financial Services Pty Ltd (ABN 21 611 305 170, Australian Credit Licence 486112), 1st Floor, 256 Fitzgerald St, Perth WA 6000, phone 1300 366 406.

Purple Circle Financial Services and its Authorised Credit Representatives are committed to complying with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. In this policy, “I”, “me” and “my” mean Blue Guide Finance, and “my licensee” means Purple Circle Financial Services.

How and why I collect your information

I need to collect personal information about you to provide mortgage broking and related credit services. Wherever I can, I collect it directly from you, including through my website contact form, by phone, email, video call or in person, and from the documents you give me.

Sometimes I collect information from other sources, as the Privacy Act allows, but only where it’s reasonably necessary. For example, when:

In some cases I may need to collect sensitive information, such as health information, on behalf of a lender while providing credit assistance. I’ll only do this with your consent.

If you send an enquiry through my website, I collect the details you enter in the form so I can contact you about it.

What I use it for

Who I may share it with

To help you, I may need to share your information with other organisations, some of which may be located overseas. These may include:

Sharing outside Australia

From time to time, I or a lender may use overseas organisations to help conduct business, so some of your information (including credit information) may be shared with organisations outside Australia. It isn’t always practicable to know which countries those organisations are located in.

I also store information in cloud or other networked electronic storage. Because this kind of storage can be accessed from different countries over the internet, it isn’t always practicable to know which country your information may be held in.

Overseas organisations may be required to disclose information under a foreign law. In those cases, I’m not responsible for that disclosure.

Credit reporting

With your consent, I may act as an access seeker under section 6L of the Privacy Act to obtain credit information on your behalf from a credit reporting body. This helps work out which products may suit your requirements and circumstances. To do this, I may disclose details like your name, date of birth and address to the credit reporting body so it can match them to the information it holds.

Information about other people

If you give me information about someone else, such as a co-applicant, please let them know that I’ve collected it to provide my services, that I may share it as described on this page, and that they can contact me to access it or ask for a copy of this policy.

If you don’t provide information

If you don’t give me the information I ask for, I may not be able to help you with a loan, verify your identity or protect against fraud.

Marketing, documents and recordings

Accessing and correcting your information

You can ask to see the personal information I hold about you, or ask me to correct it if you think it’s wrong. You can also ask for a copy of this policy, my licensee’s privacy policy, or the privacy policy of any credit reporting body that may access your information.

Concerns and complaints

If you’re unhappy with how I’ve handled your personal information, please contact me first:

I’ll acknowledge your complaint within 1 business day. If I can’t resolve it within 5 business days, it will be escalated to my licensee’s Complaints Officer. You can also contact them directly:

You’ll receive a written outcome within 30 calendar days, or be told if more time is needed. If you’re not satisfied, you can contact:

Changes to this policy

I may update this policy from time to time. The latest version will always be on this page, with the date it was last updated.

Blue Guide Finance Pty Ltd, ABN 91 699 308 480. Nathan McArdle, Credit Representative 580670 of Purple Circle Financial Services Pty Ltd, ACL 486112. Last updated 9 October 2026.